After your first year paying auto ins do the payments go down .?

Just depends on your age and the insurance company.
After your first year paying auto ins do the payments go down .?
Sometimes but your driving record also determines your rates........................UJN
After your first year paying auto ins do the payments go down .?
Not most of the time. They may not go up though. depends on your insurer. I notice everyone here looks for %26quot;cheap%26quot; insurance and I doubt they ever see their rates go down.
Reply:Some give you a discount for being a loyal customer.


I used to use AAA to get insurance (you don%26#039;t have to be a AAA member) they will actually call around and find you the cheapest insurance, they can reupdate everything for you every year at your request to find the cheapest one for you. I personally use geico now, me and my hubby are fully insured on a newer car for $50 a month total, neither of us have had a ticket or accident in 10 years, which is why I don%26#039;t use AAA anymore. But it%26#039;s good if your record isn%26#039;t perfect and you want to find the best deal.
Reply:No, not necessarily. Due to the high rate of claims, an Insurer may still insist on an increase in premiums. However, if you have been insured with them for several years and you have not claimed, you could negotiate that they do not increase your premiums.
Reply:Rates are adjusted every 6 month so don%26#039;t be afraid to contact your insurance agent and have them earn their money by doing some price shopping for you. If you don%26#039;t have one get one the price is the same.
Reply:Assuming nothing to raise the rates, tickets or accidents, after a year of experience it%26#039;s possible to find an independent agent and get a better rate.
Reply:usually they do if you didnt have any accidents or tickets.
Reply:It really depends on your insurance carrier and your driving record. But yes, many companies offer loyalty discounts if you have been with them for a period of time. You can also qualify for discounts by always paying your bill on time or in full. Also, if you have a few violations or accidents on your MVR, they will eventually fall off (3-5yrs) causing your rate to go down, as long as you don%26#039;t get any new ones of course.





Many people shop insurance every six months or so to try to find a cheaper rate. While this will save them money in the short-run, they may be missing out on huge loyalty discounts by just sticking with one carrier. So the lesson here is don%26#039;t switch over a few dollars. Unless your saving 15% or more by switching, you should probably stick with a company you know and trust.