I had an auto accident, but I know its not my fault, or is it?

I鈥檓 really confused! I had an auto accident in a parking lot, but it was on private property so the cop did not file a police report. Here%26#039;s what happened...I was about to park but then I realized it was a reserved spot so I began reversing to park in another parking spot that was further down. I checked for other vehicles before I began reversing and saw none so I started reversing down the aisle. After reversing for about 20 feet, I collided with another vehicle that was backing out. She%26#039;s blaming me %26amp; saying that I hit her, but I was already reversing down the aisle so doesn鈥檛 that mean I have the right of way? She admitted to seeing me when I first started reversing, but when I got closer she did not see me. The back of my car (left side) struck the back of her truck (right side) so who鈥檚 at fault? I鈥檓 really lost!
I had an auto accident, but I know its not my fault, or is it?
Most likely in your case you would both be found to be equally at fault. You both were backing up and you both collided with each other...period. It is you responsibility to look for her and see her, and visa-versa equally responsible not to hit each other.





So probably your insurance companies will find you both 50% guilty. Which is equal to an at fault accident for both parties.





You need to file a police report as does the second party, then contact your insurance company and report the accident.


They make the final decsion since the police refused to make a determinination of guilt.
I had an auto accident, but I know its not my fault, or is it?
I%26#039;m not sure who is at fault and the police will not write a report on private property.You all should have exchanged information and you should have called your Ins. co. %26amp; told them what happen that day.It%26#039;s going to end up between the Ins. co. to deciede who going to pay.Must likely each person%26#039;s Ins is going to fix there on car.
Reply:I would pretty much guarantee the insurance companies will judge it 50-50, that is standard.


But who backs down the row in a parking lot? That is crazy, and the accident would never have happened had you just driven forward to the next spot, or around the row, anything except backwards!
Reply:You both are at fault.





Neither one of you was keeping a safe lookout while traveling in reverse. The % at fault will be determined by your respective insurance companies.
Reply:You are probably most at fault. (unsafe backing)......but.....What possible difference could it make by %26lt;you%26gt; determing whose %26quot;FAULT%26quot; it is ? Last time, I checked, there is no such thing as a Legal paper that lists who is at fault. I have never seen one, have you? Finding fault is best left to the insurance companies and/or police departments and courts. Report the accident to your insurance company and let them handle it.
Reply:50/50.





Had you been driving forward down the aisle and she backed into you, then I could see her being the one %26quot;at-fault%26quot;





But since you were both reversing, you both are liable
Reply:Sounds like a 50/50 liability scenario to me. You were both backing. If you have collision, go through your own insurance company. They will pay you in full, and subrogate to recover at least the 50%.